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Heavenly Banana Walnut Cream Cake – Ultra Moist, Creamy & Irresistibly Cozy
There is something undeniably comforting about a homemade banana cake, but when you elevate it with crunchy walnuts and luscious cream frosting, it transforms into a truly heavenly dessert. This Heavenly Banana Walnut Cream Cake is the perfect fusion of rich banana flavor, soft moist crumb, and velvety cream filling that melts in your mouth with every bite.
If you have overripe bananas sitting on your counter, this is hands down one of the best ways to use them. Instead of making the usual banana bread, this cake takes things to a whole new level with layered texture, balanced sweetness, and a bakery-style finish that looks as impressive as it tastes.

This moist banana walnut cream cake is ideal for birthdays, afternoon tea, cozy gatherings, holidays, or even as a comforting weekend baking project. It’s indulgent without being overly heavy, sweet but perfectly balanced, and packed with real banana flavor that shines through in every slice.
Let’s dive into everything you need to know to make the ultimate banana walnut cream cake from scratch.
Why You’ll Love This Heavenly Banana Walnut Cream Cake
This recipe is designed to give you a bakery-quality cake at home using simple pantry ingredients. The bananas add natural sweetness and moisture, while the walnuts provide a delightful crunch that contrasts beautifully with the soft cake layers and creamy frosting.
Here’s what makes this cake truly special:
- Ultra moist texture thanks to ripe bananas
- Rich and creamy frosting that’s smooth and fluffy
- Perfect balance of sweetness and nuttiness
- Beginner-friendly method with reliable results
- Great way to use overripe bananas
- Stunning presentation for special occasions
Unlike traditional banana bread, this cake is lighter, fluffier, and layered with a silky cream frosting that turns a simple dessert into something unforgettable.

The Secret to a Perfect Banana Walnut Cake
The magic of this banana walnut cream cake lies in using very ripe bananas. The darker the peel, the sweeter and more flavorful your cake will be. Overripe bananas not only enhance the taste but also create that soft, tender crumb that makes each bite feel luxurious.
Another key element is properly toasted walnuts. Lightly toasting them before adding to the batter intensifies their flavor and prevents them from tasting bland inside the cake.
Finally, the cream frosting ties everything together. It adds a light, smooth finish that complements the banana flavor without overpowering it.
Ingredients
- 3 large ripe bananas, mashed
- 2 cups all-purpose flour
- 1 tsp baking powder
- 1/2 tsp baking soda
- 1/2 tsp salt
- 1 tsp cinnamon (optional but recommended)
- 1/2 cup unsalted butter, softened
- 3/4 cup brown sugar, packed
- 1/4 cup granulated sugar
- 2 large eggs
- 1 tsp vanilla extract
- 1/2 cup milk or buttermilk
- 1 cup chopped walnuts (lightly toasted)

Cream Frosting:
- 1 cup heavy cream (cold)
- 8 oz cream cheese, softened
- 1 cup powdered sugar
- 1 tsp vanilla extract
Instructions
- Preheat your oven to 350°F (175°C) and grease two 8-inch round cake pans. Line the bottoms with parchment paper for easy removal.
- In a medium bowl, whisk together the flour, baking powder, baking soda, salt, and cinnamon. Set aside.
- In a large mixing bowl, cream the softened butter, brown sugar, and granulated sugar until light and fluffy. This step helps create a soft cake texture.
- Add the eggs one at a time, mixing well after each addition. Stir in the vanilla extract.
- Fold in the mashed bananas until fully incorporated. The batter may look slightly curdled, which is completely normal.
- Gradually add the dry ingredients to the wet mixture, alternating with the milk or buttermilk. Mix gently until just combined. Do not overmix.
- Fold in the chopped toasted walnuts, ensuring they are evenly distributed throughout the batter.
- Divide the batter evenly between the prepared cake pans and smooth the tops.
- Bake for 28–32 minutes or until a toothpick inserted into the center comes out clean.
- Allow the cakes to cool in the pans for 10 minutes, then transfer to a wire rack to cool completely.
- For the frosting, beat the cream cheese until smooth and creamy.
- Add powdered sugar and vanilla extract, then mix until fully combined.
- In a separate bowl, whip the cold heavy cream until stiff peaks form.
- Gently fold the whipped cream into the cream cheese mixture to create a light and fluffy frosting.
- Once the cake layers are completely cooled, spread a generous layer of cream frosting between the layers.
- Frost the top and sides of the cake evenly using a spatula.
- Garnish with chopped walnuts or banana slices if desired, then chill for at least 30 minutes before slicing for clean, beautiful layers.

Heavenly Banana Walnut Cream Cake
Ingredients
Equipment
Method
- Preheat oven to 350°F (175°C) and prepare two round cake pans with parchment paper.
- Whisk together flour, baking powder, baking soda, salt, and cinnamon in a bowl.
- Cream butter, brown sugar, and granulated sugar until light and fluffy.
- Add eggs one at a time, then mix in vanilla and mashed bananas.
- Alternate adding dry ingredients and milk, mixing until just combined.
- Fold in chopped toasted walnuts and divide batter into pans.
- Bake for 28–32 minutes until a toothpick inserted comes out clean. Cool completely.
- Beat cream cheese, powdered sugar, and vanilla until smooth, then fold in whipped heavy cream.
- Layer and frost the cooled cakes, chill briefly, then slice and serve.
Notes
Pro Tips for the Best Banana Walnut Cream Cake
Use Overripe Bananas Only
Bright yellow bananas won’t give the same flavor depth. Look for bananas with brown spots or fully brown peels for maximum sweetness and moisture.
Toast the Walnuts
Toast walnuts in a dry pan for 3–5 minutes until fragrant. This simple step enhances their nutty aroma and prevents a raw taste.
Don’t Overmix the Batter
Overmixing can make the cake dense instead of soft and fluffy. Mix just until the ingredients are combined.
Chill Before Slicing
Because of the cream frosting, chilling the cake for 30–60 minutes helps it set beautifully and makes slicing much easier.
Delicious Variations You Can Try
Chocolate Banana Walnut Cream Cake
Add 1/2 cup chocolate chips to the batter for a rich chocolate twist that pairs perfectly with banana flavor.
Caramel Banana Cream Cake
Drizzle homemade caramel sauce between the layers for an extra indulgent dessert experience.
Healthier Version
Substitute half the butter with Greek yogurt and reduce the sugar slightly for a lighter yet still moist cake.
Cupcake Version
Turn this recipe into cupcakes by baking for 18–22 minutes and topping each with a swirl of cream frosting.
Serving Suggestions
This heavenly banana walnut cream cake pairs wonderfully with:
- Fresh coffee or cappuccino
- A glass of cold milk
- Vanilla ice cream
- Light tea or herbal infusions
For a beautiful presentation, serve slices with a sprinkle of crushed walnuts and a light dusting of powdered sugar. It instantly gives the cake a bakery-style finish.
Storage and Make-Ahead Tips
One of the best things about this cake is how well it stores.
- Refrigerator: Store in an airtight container for up to 4 days
- Freezer: Freeze unfrosted layers for up to 2 months
- Make Ahead: Bake the layers a day in advance and frost the next day for maximum freshness
If refrigerated, allow the cake to sit at room temperature for about 20 minutes before serving to bring back its soft, creamy texture.
Nutritional Benefits of Banana Walnut Cake
While this is an indulgent dessert, it also contains some wholesome ingredients. Bananas are rich in potassium and natural sugars, while walnuts provide healthy fats and a satisfying crunch. Using real fruit in desserts is a great way to add depth of flavor and moisture without relying solely on sugar and oil.
Fun Baking Facts About Banana Cakes
Banana-based desserts became especially popular during the early 20th century when baking soda and baking powder became common household ingredients. This made it easier to create soft, fluffy cakes using mashed fruits like bananas. Today, banana cakes remain one of the most beloved comfort desserts worldwide due to their nostalgic flavor and versatility.
Common Mistakes to Avoid
Even simple cakes can go wrong if a few key details are overlooked. Here are some mistakes to watch out for:
- Using underripe bananas (results in less flavor)
- Skipping parchment paper (cake may stick)
- Frosting a warm cake (causes melting frosting)
- Overbaking (leads to dryness)
Paying attention to these small details ensures a perfectly moist and creamy result every time.
Final Thoughts
This Heavenly Banana Walnut Cream Cake is more than just a dessert — it’s a cozy, nostalgic treat that brings warmth and joy to any table. With its soft banana-infused layers, crunchy walnuts, and luxurious cream frosting, every bite feels rich, comforting, and completely satisfying.
Whether you’re baking for a celebration, a family gathering, or simply to use up ripe bananas, this cake is guaranteed to impress. It’s easy enough for beginners yet elegant enough to serve on special occasions.
Once you try this recipe, it might just become your go-to banana dessert forever.
